Numbers Don’t Lie: ObamaCare Makes Premiums More Expensive For Young People


In less than a week, the new Obamacare Health Insurance Marketplaces will launch in most states. This month (September 2013), the U.S. Department of Health & Human Services released a report that summarizes the costs of these plans.

The question to ask is this: are these new premiums (available in the Health Insurance Marketplace) actually lower than the average of what people are currently paying?

The answer is a big fat NO, at least not for young people. In fact, in some states, the lowest average monthly premium will soar over 400%. But please don’t take my word on this, I want you to look for yourself.

Here is a link to the July 2013 study from the U.S. Government Accountability Office that shows what the average premiums for 30-year old nonsmoking male is currently paying in each state. Go to page 4 and note that the yearly premium for a “Single male, nonsmoker, age 30” living in Alabama is $849 or $70.75 per month. Now pull up the report from the U.S. Department of Health & Human Services that shows what the premiums will be in the Health Insurance Marketplace. Scroll down about a quarter of the way down and look at Table 1. Check the monthly premium for a 27 year old living in Alabama – $162. That’s a 128% increase and sadly, that state has some of the lowest percentage increases. The table below shows the comparison of every state and the amount premiums will increase, but again, feel free to check the numbers yourself.


Government is already involved in roughly two-thirds of all health care spending, through Medicare, Medicaid, and other programs. Is more government the answer to increasing healthcare coverage for more Americans? Please see my blog post about Obamacare here.

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